About
Hossa AI scores the long-term business quality of every stock listed on the Warsaw Stock Exchange (GPW) and NewConnect — 762 tickers in total. Each gets a 0–100 Hossa Score across six pillars: Hard Fundamentals (30%), Soft Fundamentals (24%), Market Signals (10%), Filing Sentiment (10%), Risk (18%) and Multi-Year Stability (8%).
Philosophy: business quality on a 5+ year horizon, not 5-week hype. 80% of the composite weight operates on a 3–10 year timeframe. Point-in-time (PIT) aware scoring eliminates look-ahead leak; quarterly filings are extracted via an AI batch pipeline.
Banks are scored via a dedicated Basel III pillar (NIM, CAR, Tier1, LCR, NSFR, NPL). Developers benchmark against their order book. Hossa AI is educational; it does not constitute investment advice (MAR EU art. 20).
Key features
- Six-pillar composite — long-term DNA (80%), short-term signals (20%)
- Frontend-safe labels (Premier / Solid quality / Stable / Caution / High risk)
- Point-in-time scoring — no look-ahead leak, audit-ready lineage
- Dedicated Basel III scorer for 13 banks
- Order book baseline for 31 construction & real-estate developers
- Educational only — does not constitute investment advice (MAR EU art. 20)
